One strategy I am using to help me on the road to avoiding overspending is what I call an attitude adjustment fund. It works like an emergency fund but for the sole purpose of blowing the money on frivoulous items and/or fun things. I know how I am and I have to have retail therapy from time to time. By having this attutude adjustment fund I can still have my fun but not back slide farther into debt.
Does anyone else have a similar fund? One negative(positive?) thing about this fund is that the longer the money sits in the savings account the less inclined I am to want to spend the money--or rather I carefully consider what to spen the money on.
Attitude adjustment fund
May 1st, 2007 at 08:57 pm
May 1st, 2007 at 09:07 pm 1178053675