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goober mistake

December 29th, 2007 at 05:02 pm

I guess I had one of those moments. I pay my car payment online and early. Well, I logged in to the site and did my thing on Thursday evening. On Friday, I checked the site and it didn't show the payment as going through. I thought that maybe I had forgotten to hit the submit button. Instead of waiting a day or two, dince I was paying early, I made another payment making sure to hit the submit button this time.
Well wouldn't you know it I ended up making 2 payments! I had to scamble to transfer money from my EF to my checking acct so nothing would bounce.
Thankfully even though extra money goes to principle it also will show on my acct as not having to make a payment for Feb. so I will just replace my EF money then.
What a goober! But luckily I had the money in the ol' EF to take care of the mistake

3 Responses to “goober mistake”

  1. monkeymama Says:

    I did the same thing with my mortgage. It was really odd as it wasn't showing up anywhere, so I rushed to pay it a day late. They even charged me the late fee. Then, next thing you know it got paid twice on the same day. Figured.

    I was going to pay it early this month anyway. Just not that early. Wink But it worked out since I had the cash. I still haven't called them to tell them to remove the $3 fee since it wasn't late after all. It was actually a month early and the other one was paid on time. Yeesh.

    But I think it was their system. I just paid it as I usually had and something was weird this month. Well, glad I am not the only goober. LOL.

  2. baselle Says:

    Its happened to me also. If you can, look in your transfer funds queue just to make sure that its on its way. Remember that if you are on holiday, a whole lot of people at your bank are on holiday also.

  3. Amber Says:

    Thank goodness you had the funds and that it will be applied to the next payment. I never pay my car payment online because the bank always applies it to the interest,even if it is the monthly payment amount, which sucks. Why would I send extra to pay the interest, I guess it is there way of sucking it to me (BoA)

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